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Join us for our 82nd Annual Meeting!

Northern Colorado Credit Union 82nd Annual Meeting

Northern Colorado Credit Union's 82nd Annual Meeting

To celebrate 82 years of service in Weld County and our 2nd year as Northern Colorado Credit Union, all of our members are invited to join us for our 82nd Annual Meeting!  It's a great opportunity for you to visit with current members and staff, as well as, receive important information/updates about all the great things going on at NCCU.  

At the event you'll have a chance to win some great door prizes, enjoy light appetizers and drinks and tasty treats!  

You don't want to miss out on this great event!

 

When:

Thursday April 20th at 6:30pm

Where:

Greeley Guest House

 

5401 W 9th St, Greeley, CO 80634

 

Phone Number: 970-353-9373

                          **MEMBERS ONLY**

Directions:

 Heading West on 10th Street (HWY 34 Bypass) turn North on 54th Ave. and take your first left on 9th Street and the Greeley Guest House will be on right.

**CLICK HERE for Online Directions**

COMING SOON- Spring HELOC Special!

The Greeley Tribune Home & Garden Show 

Come visit our booth at The Greeley Tribune Home & Garden Show 2017 at Island Grove Event Center March 3rd-5th and enter for YOUR chance to WIN some NEW power tools! Also, apply for Home Equity Line of Credit (HELOC) during the month of March and pay NO INTEREST until 9/30/17!! If you're planning some home improvement projects for this spring or summer, you won't want to miss out on this opportunity. A HELOC from NCCU can help you fix-up your home, make critical repairs or purchase that hot tub you've always wanted. 

*Introductory rate of 0.00% Annual Percentage Rate (APR) on Home Equity Lines of Credit (HELOC) is applicable from the date the loan is funded through 9/30/2017. Offer not valid for refinancing current loans at NCCU and borrowed amount may not exceed $50,000. After 9/30/2017 APR will adjust based on member’s individual qualifications and will vary based on the Wall Street Journal’s Prime Rate Index currently at 3.75%APR (published on 12/15/16), and a floor rate of 4.00%APR . Offer valid for HELOC applications submitted between 3/1/17–3/31/17 with a loan closing date prior to 4/30/17. $150 loan application fee will apply and rates are subject to change at any time. Please contact a loan officer for full terms & disclosures.

APPLY NOW- Brayman-Beach College Scholarship

Are you a college student? Are you pursuing a degree in business? Would you like a chance to be awarded a scholarship for being a member of our credit union?

One of the benefits of joining Northern Colorado Credit Union means you can take advantage of extra incentives. Being a member also means you are a part of the Mountain West Credit Union Association (MWCUA). MWCUA serves and supports 125 member credit unions through advocacy, communications, community outreach, education and training, operational assistance, public affairs, and regulatory compliance assistance.

This year, the MWCUA foundation is offering the Brayman-Beach College Scholarship to students who are members of a Colorado Credit Union!  This $5,000 scholarship is named in honor of two visionary leaders in the credit union movement, Susan J. Brayman and Carroll D. Beach. This scholarship is awarded to students who are pursuing an undergraduate degree in business and is a unique opportunity to celebrate their commitment to our community by investing in our youth and, in turn, the future of the credit union movement. 

DOWNLOAD APPLICATION

Applicants must meet the following requirements to be eligible:      Mountain West Credit Union Foundation

  • Be a United States citizen
  • At least 16 years of age
  • A member of a Colorado credit union
  • Pursuing a degree in business (major or minor)
  • A freshman, sophomore, junior, or senior at a four-year accredited institution conferring bachelor degrees located in the U.S.
  • All scholarship funds must be used by January 31 of the following year awarded or funds will be forfeited
  • Complete and submit the three-page application with all required documentation

Ensure the full application is post-marked, emailed, or faxed by March 31, 2017 @ 1:00pm 

 *Applicants may reapply in subsequent years

NCCU Board Applicants Desired!

BOARD APPLICANTS DESIRED!

We are seeking qualified leaders to serve on our Board of Directors and who have what it takes for NCCU reach new heights. You would become part of the difference between a credit union and a bank. Our Board of Directors is comprised of Member volunteers, not paid stakeholders. Consider sharing your expertise and knowledge in guiding our institution.

BE THE DIFFERENCE. BE A LEADER.

If you are serious about making a difference and you are ready to apply, please click the link below to access the online application. For additional information please click the “Candidate Requirements” link to see what it takes to be on Northern Colorado Credit Union's Board of Directors.

Board of Directors Online Application

Candidate Requirements

Also, if you prefer to download and print an application, please fax it to 970-330-3609 or email it to info@nococu.org, or you may drop it by our branch at 2901 S. 27th Ave., Greeley, CO DOWNLOAD APPLICATION

SYSTEM UPGRADE--ENHANCING THE MEMBER EXPERIENCE

Starting October 4th, 2016, you will be able to access many NEW and IMPROVED financial services thanks to a core processing conversion. Leading up to the conversion, we will send you important information to make sure you know what changes to expect and how to use some of the new features that will soon be available to all our members.  

Click the following link for our complete System Enhancement Q&A.

SYSTEM ENHANCEMENT Q&A

 

System Enhancements

Improved Online Banking

  • Open accounts online (CDs, Money Markets,and Additional Accounts)
  • Check current rates on loans, savings, and CDs
  • Access to a new online budgeting tool 'Money Desktop'
  • Choose personal preferences such as background color, photo album, and starting page
  • Download your transaction history to QuickBooks and Quicken
  • Adjust how your electronic deposits are divided into your accounts
  • Set up e-Alerts
  • Get your credit score history
  • Access how-to video tutorials to help navigate our services
  • Count on increased online security

New Mobile App

  • Makes it easier to navigate and view your accounts from any device by resizing to fit your screen
  • Downloadable through the App Store and Google Play, just search 'Northern Colorado Credit Union' from your mobile device. 
  • The ability to add Remote Deposit Capture shortly after conversion (deposit checks by taking a photo with your phone)

24-hour Telephone Banking (Coming November 2016)

  • Review account balances
  • Transfer funds between accounts
  • Make loan payments
  • Check current rates on all our products

WHAT YOU NEED TO KNOW—

Print Your Old Statements

Past statement copies stored in our Home Banking section will not be transferred to the new online banking system effective Sept. 30, 2016. However, all member statements will be mailed for August and September prior to the conversion to minimize the impact.

**IMPORTANT** The IRS requires seven (7) years of statement records. Be sure to save your statement copies prior to Sept. 30, 2016. Moving forward, we will have the ability to retrieve past statement copies if needed, but research fees may be assessed. We will keep a rolling 18 months of statement copies available for you to download on our new online banking system 'It’s Me 247'.

Account History Available Online After Conversion

Savings, CDs, IRAs, Tax Forms—two (2) years of history

Checking Accounts—six (6) months of history

Loans (Closed and Open)—seven (7) years of history

*IMPORTANT BRANCH CLOSURE DATES FOR UPGRADES*

Friday Sept. 30th

EARLY CLOSURE (3:00PM)

Saturday Oct. 1st

CLOSED

Sunday Oct. 2nd

CLOSED

Monday Oct. 3rd

CLOSED

WHAT SYSTEM ARE WE CONVERTING?

We are upgrading our data-processing system (a.k.a. core processor) to better serve you. The data processor is the computer system we use to maintain member accounts and to process transactions. While upgrades and enhancements are installed regularly, NCCU has been using the same processing system for nearly five years. The new processing system will be capable of supporting strategies and growth for continued service enhancements well into our future. We are excited to say these improvements will allow us to focus more on you, our member, rather than transaction processing.

Increased Fraud Protection for your NCCU Credit Card

SecurLOCK® Communicate.

All NCCU VISA Platinum Rewards® credit card holders now have access to SecurLOCK® Communicate. This new feature provides you with enhanced fraud protection by immediately alerting you to suspicious activity on your credit card through real-time engagement.

How does it work?

SecurLOCK® Communicate will notify you using SMS/Voice/Email fraud alert* functions to stop fraud through real-time consumer engagement. Additionally, we absorb the cost of data and message rates for domestic AT&T, Verizon, Sprint, and T-Mobile customers.

How do I enroll?

All our members with a VISA Platinum Rewards® credit card were automatically enrolled in SecurLOCK® Communicate, so there's nothing you need to do to sign up.  You can elect to stop receiving SMS text alerts by texting STOP to a fraud alert SMS text.

Can I establish my communication preferences?

Currently SecurLOCK® Communicate doesn't allow preferences to be configured online. The system will first try to reach out via text; if communication is not established, then it will automatically generate a phone call; an email will be sent if we can't reach you by phone. By utilizing all means of communications with you, SecurLOCK® Communicate will help ensure you receive potential fraud notifications.

*Alerts generated overnight result in an email only until calling and texting hours are available. Texts will be sent between 7:00 a.m. to 10:00 p.m. in the cardholder’s time zone. Calls will be made between 8:00 a.m. to 9:00 p.m. in the cardholder’s time zone.

Text Message Alert

Below is a sample of an SMS alert that you may receive on your phone:


FreeMsg: Northern Colorado Credit Union Fraud Dept: Suspicious txn on acct 1111: $201.99 WALMART. If authorized reply YES, otherwise reply NO. To Opt Out reply STOP.

If your response is NO and believe there is potential fraud on your account, we will send you a follow-up message with more information to guide you through the process of securing your account and preventing any other unathorized charges to your credit card. 

 


Phone Call Alert

Automated phone calls will provide you with details about the suspicious activity and then you will be asked to press "1" to confirm the purchase was authorized or press "2" to confirm the charge was not authorized.

If your response is "2" and you believe the purchase was not authorized, you will be automatically transferred to an agent to secure your account and help prevent future fradulent charges on your account.

Email Alert

Below is a sample of an email alert you may receive if there is no response from text and phone call alerts:


From: FraudServiceCenter@NorthernColoradoCreditUnion.com
Subject: URGENT: Your Card Has Been Suspended Due to Recent Account Activity
Your Credit Card Ending in 1111

Dear (Cardholder's Name):

As part of a commitment to protect the security of your account(s), we continuously monitor for possible fraudulent activity. We need to vertify that you, or someone authorized to use your account, attempted the following transaction(s) on account number ending in 1111:

Merchant

Amount

Date

Time

Location

TRIGGER

$440.01

04/01/2016

08:01 AM

MILWAUKEE, WI

WALMART

$504.95

04/01/2016

10:02 AM

MILWAUKEE, WI

WALMART

$104.95

04/01/2016

09:31 AM

MILWAUKEE, WI

If the dollar amount is not identical to what is shown on a transaction receipt, this may be due to a pre-authorization that has not yet posted to your account.
The merchant location for internet transactions may be different than expected, as they are often cleared through a centralized billing location.

If you have already spoken with us about these transactions, no further action is required.

Please click on one of the two statements below that best represents the transactions above:

All Transaction(s) Authorized        One or More Transaction(s) NOT Authorized


If you have further questions about this service please read the SecurLOCK® Communicate FAQ or feel free to contact us and we will be happy to answer your questions.

3RD ANNUAL NORTHERN COLORADO CREDIT UNION CAR SHOW

NORTHERN COLORADO CREDIT UNION'S 3rd ANNUAL CAR SHOW
SEPT. 11th 2016

FREE TO THE PUBLIC * * DOOR PRIZES * * TROPHIES * * FOOD VENDORS

2016 Northern Colorado Credit Union Car Show

  • BEST IN SHOW
  • LATE MODEL (1990-Present)
  • CLASSIC MODEL (Pre-1990)
  • BEST PAINT

Those who wish to enter their vehicle in the show may register between 8-9am. There is no entry fee to join, and we welcome ALL TYPES of vehicles. Winners for each category will be announced at 11:45am.

SEPTEMBER 11TH 9AM-NOON * * REGISTRATION 8-9AM * * ALL VEHICLES WELCOME

The NCCU Car Show is an event that the whole family can enjoy!  In addition to the car show, we will also have:

  • KIDS COLORING CONTEST
  • HOT WHEELS TRACK
  • SIDEWALK CHALK ART
  • CORN HOLE
  • FOOD VENDORS
  • DOOR PRIZES

This event is sure to get everyone's "motor running!" At NORTHERN COLORADO CREDIT UNION, we believe in going that "extra mile" to bring our community together!

For more information or questions regarding the event please call us at 970-330-3900 or email us at info@NoCoCU.org.

Important Notice to Members

This year is sure to be an exciting year of change at Northern Colorado Credit Union. We are gearing up for some major advancements in processing and technology that will improve your overall member experience. These advancements will require a significant amount of training and office space for our team.

In order to support these changes and maintain our high service levels, we have decided to suspend all transactional and member services at our Downtown Greeley branch located at 1503 9th Ave. We will retain this location as a training facility and for administrative office operations only.

All transactional services will continue to be offered at our southwest Greeley branch located at 2901 S 27th Avenue beginning May 2, 2016. We expect this change will only improve service levels and allow for a smoother transition as we upgrade our systems. Thank you for your patience as we make these exciting changes; you will continue to see the same smiling faces eager to assist you with any of your financial needs.

We appreciate your continued membership and support as we make these changes. Please feel free to contact us with any questions or concerns.

Greeley's #1 Credit Union

At NCCU, we offer a variety of financial services including checking and savings accounts, credit cards, auto loans, home loans, personal loans, HELOCs, certificates of deposit, IRAs and money market accounts. We also provide members with online home banking, mobile banking, e-Statements and online bill pay to easily manage their finances no matter where they are. NCCU is part of the CO-Op Shared Branching network, which allows our members access to more than 53,000 FREE ATM's and over 5,300 shared branches nationwide!  

At Northern Colorado Credit Union, we are community-minded and member-focused to ensure our members receive the personalized, friendly service they've come to expect from their locally-owned credit union!

New CEO Announcement

Russ Dalke- CEO of Northern Colorado Credit UnionGREELEY, Colorado—Our Board of Directors is excited to announce Russ Dalke has been hired as Northern Colorado Credit Union's next president/CEO! Mr. Dalke officially began his duties on February 29, 2016; his new appointment will relocate him to Northern Colorado. 

Mr. Dalke received his undergraduate degree from Laverne University, an accounting certificate from University of California Santa Barbara and an MBA from Webster University in Kansas City. He is also a United States Navy veteran. Dalke joins us from Red Rocks Credit Union in Highlands Ranch, CO, where he served as CFO since September 2009. Prior to Red Rocks Credit Union, he was the CFO of Mazuma Credit Union in Kansas City, MO.

Mr. Dalke brings with him more than 23 years of experience working with Credit Unions. Additionally, he has served on boards of directors and held his position as chair of Asset and Liability Management Committees for 16 years.

With his energy, commitment and vast knowledge of credit unions, Mr. Dalke will be an asset to our team as we further our mission and vision for the future. We have many exciting changes ahead of us and we are grateful to have such a strong leader to help guide us into a new era at Northern Colorado Credit Union. Please join us in welcoming him. We wish him the very best!

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