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Find an ATM or Shared Branch


When you think of convenience do you think of a Credit Union?

Well now you can.  As part of our network you can access 53,000 Free ATMs and 5,500 Shared Branches nationwide.  What does that mean for you? In one word...Convenience!

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Free ATMs (Over 53,000 FREE ATMs)

We offer so many because we are part of two networks: CO-OP and MoneyPass. Try to find a bank that gives you that kind of free access to your money! Compare our ATM convenience to the big banks: 24 free ATMs in Greeley and 165+ north of Denver. That’s freedom!


CO-OP is the largest credit union-only ATM network in the country with over 30,000 free ATMs nationwide. CLICK HERE to locate one of 23,000 CO-OP ATMs or download the iPhone or Android app.

MoneyPass ATMs

The MoneyPass network offers over 23,000 surcharge-free ATMs coast-to-coast located where you live, work and travel. CLICK HERE to locate one of 30,000 MoneyPass ATMs or download the iPhone or Android app.

At NCCU, you are never far from your money when you need it. Whether face-to-face, over the phone, or self-service, we have you covered! 

Shared Branching

What is Shared Branching?

Co-Op Shared Branching is an extensive group of credit unions that have banded together to offer members the ability to use branches of other credit unions to manage their accounts.  Since NCCU is part of the Co-Op our members have the ability to manage their NCCU account at over 5,500 credit unions across the country. 

When you visit a Co-Op Shared Branch, simply say you are a member at Northern Colorado Credit Union and provide them with your account number and a government ID and you'll have access to your accounts just as if you were at one of our branches.

What Can You Do at a Shared Branch?

  • Deposit funds
  • Withdraw money
  • Make loan payments

Some services may not be available at all locations. Overnight drop services are not available for shared branching at NCCU.

Where Are Shared Branches Located?

CO-OP Shared Branching is available in all 50 states, Puerto Rico, Guam and military bases around the globe and many Shared Branch locations provide extended weekday and weekend hours. Just look for the CO-OP logo!