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Certificates of Deposit

Certificates of Deposit are a great way to save for the future

Lock in the rate that fits your needs best and lets your money earn interest over a set period of time. At NCCU, we have seven different CD terms to choose from: 6-month,12-month, 18-month, 24-month, 36-month, 48-month and 60-month rates.  

Consider "laddering" your CDs so you'll have access to your money at varying intervals in the future. With so many options to choose from, you can appreciate the benefits of both long-term rates and short-term availability to accommodate your spending and saving needs. With a low minimum opening balance, you can start saving right away—now that's money you can count on when you need it most!


Normally, no notice of intent to withdraw shares is required; however, Northern Colorado Credit Union of Greeley's bylaws give the credit union the authority to require up to sixty (60) days notice. The interest rate and APY are the prospective rates and yields the credit union anticipates paying for the applicable period. No additional deposits can be made to regular certificates of deposit during the term. A penalty will be assessed for early fund withdrawal. Penalties assessed will be 90,120, or 180 days of earned interest depending on the term. Ask one of our helpful staff for more details.

Current Rates