Checking Accounts

Clear Path Checking

This is your clear path to a checking account with no minimum balance and no service fees. Why should you make the switch? Because this is clearly the right path to checking.

Account Details

  • FREE ATMs nationwide for your debit card
  • FREE Online Banking
  • FREE Mobile Banking with our NCCU Mobile App
  • FREE Debit Card
  • No monthly service fee
  • No minimum balance
  • eStatements required

True North Checking

True North Checking is an elite, interest-bearing account that combines exclusive perks with exceptional earning potential—because your money deserves the best.

Account Details

  • FREE Online Banking
  • FREE Money Orders
  • FREE Teller Checks
  • FREE Mobile Banking with our NCCU Mobile App
  • FREE eStatements
  • FREE Debit Card
  • FREE Standard Checks (One box per calendar year)
  • UNLIMITED check writing
  • No monthly service fee (if balance stays above $1000, otherwise $10/month)
  • $1000 minimum balance
  • Interest-bearing account*

*Interest earned based on your average daily balance above $1000 and whether account balance stays above the required $1000 minimum balance.

Features for All
Accounts

Mastercard Debit Card

Available with our checking accounts. Read our Debit Card information for more details.

Online Banking

Online Banking services are FREE with all checking accounts.

Reorder Checks

Please Contact Us to reorder checks.

Online ATM Locator

As a member of the Co-Op network, you now have access to over ATM locations nationwide that are surcharge-FREE to our debit card users. Find a surcharge-free ATM near you!