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Auto Loans

Need to replace or refinance your vehicle? Don’t worry—we’ll give you the best offer we have so you can drive away with a great loan, and a smile! Northern Colorado Credit Union has the best auto loans in town, and usually the best rates too. We work hard to find you the most competitive rate, then we personally walk you through the finance process to get you into the vehicle you’ve always wanted.  

At Northern Colorado Credit Union, we can even refinance your current vehicle loan from another bank or credit union—and at a better rate that might save you hundreds! Plus, we give you the personal attention and respect you deserve! Don't forget to ask for financing through NCCU when you're shopping local dealerships to help pay for that dream car.

We offer auto-loans for cars, pickups, sport utility vehicles (SUVs), boats, trailers, motorcycles, and fifth-wheel trailers


If you prefer to download and print an application, please fax it to 970.330.3609 or drop it off at our Greeley Branch.


Additonal Products and Services

Northern Colorado Credit Union is also offers these great products to make financing your vehicle even easier!

  • Auto Insurance- Northern Colorado Credit Union partners with CUNA Mutual Group to make TruStage Insurance products available to our members. TruStage Auto Insurance is not only great insurance, but all NCCU members automatically receive a 10% discount.  CLICK HERE for more details.
  • Gap Insurance—Protects you in case you're upside-down on your vehicle loan. 
  • Mechanical Breakdown Protection—Many members are keeping their older cars longer. Don't get caught without coverage that keeps you on the road when you need it the most. A new transmission can be costly without a Mechanical Breakdown policy.
  • Roadside Assistance (CU Road Pal)—Roadside assistance discount is exclusive to credit union members and offered through

Auto Dealer Partnerships

Through our trusted auto dealer partnerships, we can show you the car(s) you want to buy. We’ll work to get you pre-approved so you can close the deal in no time. Visit these partner sites to view their auto buying specials:

Along with our partners, we also offer our members a personal auto-buying service and can research the right car for you with the following perks in mind:

  • Up to 110% of Manufacturer's Suggested Retail Price (MSRP), including all add-ons on new vehicles
  • Up to 110% of the NADA Retail Book price, including all add-ons on used vehicles
  • Terms up to 84 months, depending on the age of the vehicle and the loan amount

Helpful Information for Auto Loans

Looking for an auto loan and wondering how much you can afford? Or would you like to find out what your payment would be with a certain interest rate? We are here to help!

How much car can I afford?
How much will my loan payments be?
What is my loan interest rate?
How much is my pre-owned vehicle worth?

You can also check your vehicle’s trade-in value at these sites:

For more information or questions regarding auto loans, please contact one of our loan officers at 970.330.3900 or send an email to