In observance of President's Day, we will be closed on Monday, February 19th. We apologize for any inconvenience.


NCCU Board Applicants Desired!

We are seeking qualified leaders to serve on our Board of Directors and who have what it takes for NCCU reach new heights. You would become part of the difference between a credit union and a bank. Our Board of Directors is comprised of Member volunteers, not paid stakeholders. Consider sharing your expertise and knowledge in guiding our institution.

Equifax Data Breach

Be assured that the Equifax breach DOES NOT affect Northern Colorado Credit Union’s security systems in any way. NCCU works closely with Experian and TransUnion, but we will continue to take all necessary measures to protect our member’s identity and proprietary information with the highest regard. For more information, you can visit the updated Equifax information page:

Current Rates


Auto Loans as low as 3.24%APR*
HELOCs as low as 4.50%APR*


30-Year Fixedas low as 4.71%APR*
15-Year Fixedas low as 4.337%APR*


Checking Accounts as high as 0.05%APY*
Savings Accounts as high as 0.05%APY*
Certificates of Deposit as high as 1.00%APY*

VISA Platinum Rewards Card

Credit Cards 8.90%APR*

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
Mortgage rates provided by Centennial Lending.